Jan
30
You Can’t Reject It
January 30, 2007 | Comments Off
You can not reject an offer that hasn’t been made. During a job hunting process it is possible that you come up to a situation where you start making decisions on your head based on the outcome of the interview/selection process. You may be interviewing with multiple companies and may be expecting offers [...]
Jan
27
CD Ladders
January 27, 2007 | 2 Comments
A Certificate of Deposit (CD) Ladder is simply a series of CDs that mature at regular intervals. Certificates of Deposit usually offer better rates than Savings Accounts, but in exchange you promise not to withdraw your money from the account for some period of time. Early withdrawal would incur in a penalty, which [...]
Jan
27
A Basic Savings and Investment Strategy: 10/10/10
January 27, 2007 | Comments Off
Most people want to save money and invest it so that they can secure their life and make sure it becomes even more enjoyable over time. The main issue most people have is a lack of strategy. A savings-wish with no strategy doesn’t become a solid, attainable goal. In this article you will [...]
Jan
26
Your Manager Does Not Want You to Leave: Does He/She?
January 26, 2007 | 1 Comment
This is a question you should ask yourself, and do it often. It certainly helps you obtain the better edge when negotiating a salary increase or benefits like flexible time or education reimbursement.There are many reasons why your manager wouldn’t want you to leave. Consider these as examples:
A manager needs subordinates to be a manager. [...]
Jan
26
Effective Federal Tax Rate: Effects of Social Security Tax
January 26, 2007 | 3 Comments
Our politicians like to discuss levels of taxation in terms of the Tax Brackets. These brackets usually apply to income tax levels after the allowed deductions have been taken into account. What it doesn’t include is other methods of taxation that the Federal Government may impose on its subjects, like the Social Security and Medicare [...]
Jan
25
Do You Pick Up A Penny?
January 25, 2007 | 2 Comments
I find myself lucky when I find a coin in the street. Not lucky because it has made me any richer, as we all understand the low value of a single cent. But lucky because I understand the value of jumping at the opportunities life throws at us.I am of the philosophy that [...]
Jan
25
When to Start Giving an Allowance to Kids?
January 25, 2007 | Comments Off
Never, I say. Kids should learn the value of money all right, but they should also learn that money doesn’t come for free – at least not to responsible people. Kids should understand that money represents value, and it is given in exchange for value provided.
I believe kids should be able to earn money and [...]
Jan
25
Frugal Stock Market Choices
January 25, 2007 | 1 Comment
Most of us start or have started small on investments. Most of us aren’t born with $10,000 to invest on an index fund, nor do we have the $50,000 to buy a well balanced portfolio of stocks! More than that, when we all start working we may only be able to invest $100 or $200 [...]
Jan
25
People Care About Money More Than They Think
January 25, 2007 | Comments Off
I have heard way too many times people say “money is not important to me”, or “my time is more valuable than any money I may earn”. I have heard people say other similar comments in a very dignified way, almost implying that they are above the “money issue”, even when they are not [...]
Jan
25
The Employee and the Serf
January 25, 2007 | Comments Off
In the old medieval times there where land-owning nobles and land-working serfs. Both had their responsibilities. The serf had to work the land and give the majority of its produce to the land-owning noble, keeping a minor portion of his produce for his family’s sustenance and to barter it for goods in the [...]
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