Feb
29
YUM : Yo Quiero Taco Bell : Stock Recomendation
February 29, 2008 | 1 Comment
I like YUM Brands (YUM). They have Taco Bell, KFC, and Pizza Hut. They provide the junk food both kids and adults love. And being the underdog (or under-chihuahua), it is not in the spotlight as much as McDonald’s (MCD) — another great company. Take a look at McDonald’s lately. They have the lattes (espresso [...]
Feb
29
Wait for the 2nd Day?
February 29, 2008 | Comments Off
I am more of a value investor. I look for companies who have good growth potential but for some reason have been neglected by the market. I do this on a long term horizon as well as a medium term one.
When there is a bad day in the market, I tend to feel the urge [...]
Feb
28
Jelly! Casual Co-Working : Thinking about joining or creating one.
February 28, 2008 | Comments Off
I came across this novel idea of Jelly on Nevile’s Blog. It is about casually co-working. It is a concept oriented towards entrepreneurs and freelancers that do most of their work from a mobile workstation (a.k.a. Laptop). Very well suited for IT professionals, graphic artists, writers, and other people who can work [...]
Feb
28
Who Reads The Credit Report??? Isn’t FICO Enough?
February 28, 2008 | 3 Comments
There has been plenty of media attention to the Fair Isaac scores (FICO). After all, says 90 of the 100 largest banks use FICO scores, according to Fair Isaac. What about the other 10 of the 100 largest banks, and many other smaller ones? They may be using an alternative to the FICO score, or [...]
Feb
26
We’ve increased your credit line to $16,400.
February 26, 2008 | 1 Comment
And I do not even have a job!!
This is one of these moments where I question the sanity of the world. I get a letter from my Master Card provider telling me about a credit line increase. I can’t even remember what it was before, since I rarely accumulate debt to those levels. First reaction [...]
Feb
24
My Cash Donations: USO and AMC, Servicepeople and Outdoors
February 24, 2008 | Comments Off
I do not donate too much money in cash. For a long time the Appalachian Mountain Club (AMC) was the only steady donation. Today I added one to my steady list (at least for the duration of their current engagement), the United Service Organizations (USO).
Reasons for choosing them:
Appalachian Mountain Club (AMC) – They do provide [...]
Feb
20
When to Tip? Who to Tip? What to do when in doubt?
February 20, 2008 | 1 Comment
Most people seem to agree to tip waitress. Many suggest tipping barbers/hairdressers, bell boys, hotel housekeeping staff, the mailman, taxi drivers, pizza delivery, people who pick up trash at the curbside, and the list goes on. People differ in opinions and cite different reasons for tipping or no tipping. Even receivers differ. [...]
Feb
20
ESPP: Employee Stock Purchase Plan
February 20, 2008 | 1 Comment
Many companies have them, yet not every employee takes advantage of them. I wonder why?, and the only reasons I can come up is: lack of knowledge, laziness, or the fact that most people live paycheck-to-paycheck — All of them are conditions that can be fixed if we really want to.
I think Employee [...]
Feb
20
Tipping Cash? Tipping Credit Card?
February 20, 2008 | Comments Off
I have heard many people suggest that you should always leave your waitress tips in cash, as opposed to by credit card. This has been the topic of many after-dinner discussions while deciding how to split the check and what is the right amount to tip. For some people it is not a matter of [...]
Feb
14
Teen Prepaid Cards : The New Marlborough Man? Or a Budgeting Tool?
February 14, 2008 | 1 Comment
A common new trend is the Teen Prepaid Card: a card is pre-paid, and a portrayed as a good substitute to an allowance. I think it is useful if used with caution. It is a time-bomb if used without it.
First the pros: Your kid doesn’t has to carry cash, you can transfer [...]
Subscribe
