Jun
12
Capital One Gives Cold Shoulder
June 12, 2009 | Comments Off
I have had this Capital One Visa for years, about 10 to be precise. Great card. 7.9% fixed interest rate. That is, until now when they tell me they will hike it up to 13.9%. All in their right. They have given advanced notice and allowed me to reject the terms of the change (which [...]
Jun
11
Child – First Account Oppened
June 11, 2009 | Comments Off
We just opened the Child’s first bank account. A regular savings account will do, under Uniform Transfers to Minors Act.
“In most states, minors do not have the right to contract, and so cannot own stocks, bonds, mutual funds, annuities and life insurance policies. In particular, parents cannot simply transfer assets to their minor children, [...]
Jun
10
Social Security Card Arrived
June 10, 2009 | Comments Off
Sorrow and Joy. Sorrow because the Federal government has decided to start normalizing our child – converting him into a traceable number. At the same time, it allows us to do things like open bank accounts for him and deduct him from taxes (if only we where not phased out). One thing [...]
Jun
10
New Child
June 10, 2009 | Comments Off
We got our first child in the last few weeks. A lot of excitement and joy. As this blog is about financial matters, we will probably discuss the financial decisions we take in this process.
Fortunately we haven’t really had any major expenses so far. A few diapers and a crib that we [...]
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