Feb
28
Who Reads The Credit Report??? Isn’t FICO Enough?
February 28, 2008 | 3 Comments
There has been plenty of media attention to the Fair Isaac scores (FICO). After all, says 90 of the 100 largest banks use FICO scores, according to Fair Isaac. What about the other 10 of the 100 largest banks, and many other smaller ones? They may be using an alternative to the FICO score, or [...]
Feb
26
We’ve increased your credit line to $16,400.
February 26, 2008 | 1 Comment
And I do not even have a job!!
This is one of these moments where I question the sanity of the world. I get a letter from my Master Card provider telling me about a credit line increase. I can’t even remember what it was before, since I rarely accumulate debt to those levels. First reaction [...]
Jun
5
Credit Card Management
June 5, 2005 | Comments Off
Credit cards are convenient, and even good when used judiciously. They:
Keep record of your expenses.
Facilitate On line and Catalog Trade.
Offer some fraud protections that debit cards may not offer.
Provide and end-of-month, easy to read, analyze, and archive statement.
When used right, help build up the credit score, so that you can buy a house later.
You can [...]
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