Apr

25

CDC Says Smoking Hurts Productivity

April 25, 2008 | 1 Comment

“CDC: Smoking hurt productivity.
Early deaths caused by smoking cost the nation about $92 billion in
lost productivity from 1997 to 2001…  Smoking reduces life
expectancy an average of about 14 years by way of lung cancer, heart
disease, and other illness….”  Found in USA Today, Friday 1st of
July 2005.
Statistics are just that… statistics.  But more, and more frequently [...]

Apr

17

NEED is a Four Letter Word

April 17, 2008 | Leave a Comment

Humans need air, potable tap water, food, and warm shelter. Humans want a TV, designer jeans, a 4,000 sqft. house, an iPod, and a Nissan Pathfinder.
There is nothing wrong in wanting something. It is natural to work hard to acquire or do the things you want. Buy what you want, just don’t fool yourself.
How many [...]

Apr

8

What Happens With Our Kids?

April 8, 2008 | Leave a Comment

“Seventeen of the nation’s 50 largest cities had high school graduation rates lower than 50 percent” (cnn.com) — at least that is what the America’s Promise Alliance says (bear in mind it was founded by Collin Powell, ex US Secretary of State and ex Chairman of the Joint Chiefs of Staff under Republican administrations). [...]

Mar

26

Value : Recession Resistant

March 26, 2008 | Leave a Comment

CNN reported today that Nursing is a recession proof job.  While it certainly tops my list of recession resistant jobs, there are many others: and they do not necessarily have to do with the degree printed on the diploma.  Job resistance, in my opinion, is based on value and how much someone needs that value.
Value [...]

Mar

25

Getting Paid to Learn

March 25, 2008 | Leave a Comment

I recently started doing tutoring to college students in exchange for money.  I do charge considerably less than my standard professional rate.  However, the benefits surely go beyond the pay:

Up To Date - The concepts in today’s software engineering courses (Computer Science and Electrical Engineering)  are the same they where 15 years ago.  The technologies [...]

Mar

13

Money Zen

March 13, 2008 | 3 Comments

I have friends who tell me that they do not want to be like me. They do not want to worry about money or find a better job. Yet, they complaint that they do not have enough money and that they dislike their jobs but still have to do them to earn their living.
I advice [...]

Mar

10

Dual Income vs. Stay At Home

March 10, 2008 | 1 Comment

Many people have made articles about the difficult decission families face when both of them work and they have kids. The article Dual Income Families and the Economics of the Stay at Home Parent suggests that for a $40,000 earner, the actual after-tax and after child care expenses take home amount drops to a [...]

Feb

24

My Cash Donations: USO and AMC, Servicepeople and Outdoors

February 24, 2008 | Leave a Comment

I do not donate too much money in cash.  For a long time the Appalachian Mountain Club (AMC) was the only steady donation.  Today I added one to my steady list (at least for the duration of their current engagement), the United Service Organizations (USO).
Reasons for choosing them:

Appalachian Mountain Club (AMC) - They do provide [...]

Feb

5

Jobless Recovery : Innovation Food

February 5, 2008 | Leave a Comment

Some people measure economy in Gross Domestic Product (GDP).  Some others measure it in unemployment rates and number of jobs created.  CNNfn is suggesting that our GDP will recover, but our job market will not (bear in mind our 4.9% unemployment rate is one of the lowest ones in the industrialized world).  I think a [...]

Jan

22

How do we get our cheap goods now?

January 22, 2008 | Leave a Comment

The market slump we saw in the last couple of days is a reflection of a breakdown in one of the most interesting money cycles in history. It seems that American (and other industrialized) consumers have been on a shopping spree for goods produced by emerging economies. Those economies didn’t knew what to [...]

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