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	<title>Money And Investing &#187; Making Money</title>
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	<link>http://www.moneyandinvesting.net</link>
	<description>Making you richer every day.</description>
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		<title>Money Saving Tips You Didn&#8217;t Know Were Effective</title>
		<link>http://www.moneyandinvesting.net/2012/02/06/money-saving-tips-you-didnt-know-were-effective/</link>
		<comments>http://www.moneyandinvesting.net/2012/02/06/money-saving-tips-you-didnt-know-were-effective/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 07:26:58 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=806</guid>
		<description><![CDATA[Many people struggle with saving money. Thus, most people might be disheartened by this challenge and even working as an Oakland grubb realtor will not guarantee increased savings. Indeed, the first major savings is the most difficult to achieve but once you are able to get over that hurdle, it should be easy to get [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Creative Ways To Make Money Blogging</title>
		<link>http://www.moneyandinvesting.net/2012/01/28/5-creative-ways-to-make-money-blogging/</link>
		<comments>http://www.moneyandinvesting.net/2012/01/28/5-creative-ways-to-make-money-blogging/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 12:09:01 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[make money]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=792</guid>
		<description><![CDATA[Any blogger knows that a well-written blog updated regularly can be a money-maker. Most know this is usually done through ads placed on your blog, but there are many other ways to make money with your blog that don&#8217;t involve cluttering up your content with banners or using logbook loans and sidebars.
1. Sell your content. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Red Flags To Watch Out For When Considering Telecommuting Jobs</title>
		<link>http://www.moneyandinvesting.net/2012/01/20/red-flags-to-watch-out-for-when-considering-telecommuting-jobs/</link>
		<comments>http://www.moneyandinvesting.net/2012/01/20/red-flags-to-watch-out-for-when-considering-telecommuting-jobs/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 11:30:42 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Making Money]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=785</guid>
		<description><![CDATA[Telecommuting is one of the latest and most sought after jobs in the market today. People love the freedom that they get from working from home while earning at the same time. Some telecommuting jobs even pay higher than having a nine-to-five job. Telecommuting job is just very tempting but not all available jobs online [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2012/01/20/red-flags-to-watch-out-for-when-considering-telecommuting-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Money Can Save Families when Unexpected Catastrophes Occur</title>
		<link>http://www.moneyandinvesting.net/2011/11/15/saving-money-can-save-families-when-unexpected-catastrophes-occur/</link>
		<comments>http://www.moneyandinvesting.net/2011/11/15/saving-money-can-save-families-when-unexpected-catastrophes-occur/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 08:09:30 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=769</guid>
		<description><![CDATA[In my series dealing with personal injury lawyer Michael Ehline at Ehline Law Firm PC, I have learned a lot about injury claims and debt management.  In this new discussion, I am covering the areas of law that go hand in hand with saving money. Unfortunately, the idea of saving money is often an afterthought [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2011/11/15/saving-money-can-save-families-when-unexpected-catastrophes-occur/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Steps to Budget Your Household Bills</title>
		<link>http://www.moneyandinvesting.net/2011/09/01/steps-to-budget-your-household-bills/</link>
		<comments>http://www.moneyandinvesting.net/2011/09/01/steps-to-budget-your-household-bills/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 11:12:42 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Steps to Budget]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=749</guid>
		<description><![CDATA[In this era of stern economic crisis, many families find that their household bills often cross their incomes. Consequently, the households are often get forced to borrow the deficit through credit cards to defense the situation. If you make a proper budget of your household bills and know the actual cash inflow, you can adjust [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2011/09/01/steps-to-budget-your-household-bills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would Yo Do It For Free? &#8211; Because You Will</title>
		<link>http://www.moneyandinvesting.net/2009/09/02/would-yo-do-it-for-free-because-you-will/</link>
		<comments>http://www.moneyandinvesting.net/2009/09/02/would-yo-do-it-for-free-because-you-will/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 18:13:31 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Indpendent Consulting]]></category>
		<category><![CDATA[self employment income]]></category>
		<category><![CDATA[Working Independently]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/2009/09/02/would-yo-do-it-for-free-because-you-will/</guid>
		<description><![CDATA[One of the career and small business mantras I follow is that &#8220;Your business / career should be built around something you are willing to do for free&#8220;.  Something so fun and rewarding to yourself that you would like to do it very often, most of your days.  I can&#8217;t claim to be [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can you survive on your own?</title>
		<link>http://www.moneyandinvesting.net/2009/07/10/can-you-survive-on-your-own/</link>
		<comments>http://www.moneyandinvesting.net/2009/07/10/can-you-survive-on-your-own/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 11:59:33 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[downgrades]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[living expenses]]></category>
		<category><![CDATA[mental exercise]]></category>
		<category><![CDATA[Work and Career]]></category>
		<category><![CDATA[Working Independently]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/2009/07/10/can-you-survive-on-your-own/</guid>
		<description><![CDATA[Independently I mean.  Without the help of your parents?  And without the help of adoptive parents in the way of an employer?  No shame in accepting that you can&#8217;t: most people can&#8217;t.  However, it is an interesting mental exercise, and an interesting idea to explore.  In an age of almost 10% [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fixed Cost vs. Time and Materials</title>
		<link>http://www.moneyandinvesting.net/2009/07/04/fixed-cost-vs-time-and-materials/</link>
		<comments>http://www.moneyandinvesting.net/2009/07/04/fixed-cost-vs-time-and-materials/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 09:27:14 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Contractor]]></category>
		<category><![CDATA[fixed cost]]></category>
		<category><![CDATA[hourly rate]]></category>
		<category><![CDATA[Indpendent Consulting]]></category>
		<category><![CDATA[professional services]]></category>
		<category><![CDATA[Working Independently]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=313</guid>
		<description><![CDATA[In Professional Services terms there are two general ways of pricing a project:




Fixed Cost
Time and Materials


Unit of Cost
Project
Time (hour or day)


Most Risk
Consultant
Client


When to do it
Clear Expectations
No Fixed Set of Requirements



Fixed Cost is preferable in many situations. Alan Weiss agrees on his consulting books.   Some of the reasons why:

Provide Value &#8211; Not Time.  You want to be [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2009/07/04/fixed-cost-vs-time-and-materials/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>IOU vs. Promisory Note</title>
		<link>http://www.moneyandinvesting.net/2009/07/01/iou-vs-promisory-note/</link>
		<comments>http://www.moneyandinvesting.net/2009/07/01/iou-vs-promisory-note/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 11:52:18 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[current rates]]></category>
		<category><![CDATA[debtor]]></category>
		<category><![CDATA[gift taxes]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[promissory note]]></category>
		<category><![CDATA[promissory notes]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=298</guid>
		<description><![CDATA[An IOU (I Owe yoU) is an acknowledgment of debt, normally specifying debtor, the amount owed, and sometimes the creditor.  A Promissory Note is a contract specifying unconditional terms on how to pay the debt, including interest (if any) and time of repayment.  The State of California is issuing IOUs to their vendors (essentially telling [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2009/07/01/iou-vs-promisory-note/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>QuickBooks &#8211; Nothing Beats Free</title>
		<link>http://www.moneyandinvesting.net/2009/06/25/quickbooks-nothing-beats-free/</link>
		<comments>http://www.moneyandinvesting.net/2009/06/25/quickbooks-nothing-beats-free/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 20:29:04 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Indpendent Consulting]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Working Independently]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/2009/06/25/quickbooks-nothing-beats-free/</guid>
		<description><![CDATA[For my business accounting I use QuickBooks Pro.  But to tell you the truth, chances are I would be equally happy with the QuickBooks Simple Start Free Edition 2009.  I have less than 20 customers (big ones).  And most of what I do need accounting for is create invoices, pay bills and print checks &#8211; [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2009/06/25/quickbooks-nothing-beats-free/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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