Jul

31

Do I Need Extra Insurance On My LLC?

July 31, 2008 | Leave a Comment

You insure what you can’t afford to loose.  I believe that some insurance is fairly standard:

Health and Disability Insurance - Above all, you can’t loose yourself.

Car Insurance - The state will probably force you to take it.  And although you can pay for your own car replacement, it is likely you can’t pay for a [...]

Jun

24

IRS Miles Finally Starting to Catch Up - 58.5 cents

June 24, 2008 | 1 Comment

It seems that the IRS finally recognized that gas is having a major impact on business finances.  The mileage deduction was increased to 58.5 cents per mile. 
This is also a ver interesting reminder of what costs to drive.  The mileage deduction is not a gift from Uncle Sam, it is a reality check.  Between vehicle [...]

Jun

22

Box Fans : Windows: My Old Fashioned Green Solution

June 22, 2008 | 2 Comments

I have been working on Green Building and Green Data Center projects lately.  It is an extremely interesting field that I am sure will grow a lot more as energy keeps getting more expensive and scarcer.  One of the things that I have learned is that buildings, during the summer, are often warmer inside than [...]

Jun

7

A Problem Shared With The Landscaper

June 7, 2008 | Comments Off

This morning I woke up early to do pending work for one of my favourite customers.  A few hours into it the roar from industrial landscaping equipment disrupted my concentration.  My Landscaper and I have the same problem:  The week doesn’t have enough days and the day doesn’t have enough hours.  The amount of work [...]

May

23

Contractors: You Are Creating A Market

May 23, 2008 | Leave a Comment

When a full time employee goes on his/her own and starts selling his/her services there is one interesting thing that he provides the companies who may be interested in hiring them:  A Market.
Big companies can’t offer services that they can’t deliver.  But since the contractor offers to deliver services on their behalf, now they have access [...]

May

4

Where do you think they will get money from?

May 4, 2008 | 2 Comments

Banks have not been doing well lately.  They got caught into a sub-prime mess of their own co-creation (the American Consumer, and overseas mortgage backed investors being their accomplices).  They have also co-created a secondary mess: credit cards.
In the Old Days banks got money from charging Interest.  In the 90’s and 2000’s they got money [...]

Apr

30

Charge Heavily For What You Know

April 30, 2008 | Leave a Comment

Charge Heavily For What You Know
…but give away what you do not know.
Often I am in a situation where I am called to provide advice and a satisfactory outcome to a situation where the Client doesn’t have the time or expertise to complete a task. I happily do the work: in my opinion faster [...]

Apr

30

Creating a Market For Consultants

April 30, 2008 | Leave a Comment

I am currently offering services that are in higher demand than the available offer. That is fortunate for me, as you might expect that the law of Offer and Demand will be in my favor. In reality the macroeconomics law helps – but only if you can put it in a macro economy. [...]

Apr

17

NEED is a Four Letter Word

April 17, 2008 | Leave a Comment

Humans need air, potable tap water, food, and warm shelter. Humans want a TV, designer jeans, a 4,000 sqft. house, an iPod, and a Nissan Pathfinder.
There is nothing wrong in wanting something. It is natural to work hard to acquire or do the things you want. Buy what you want, just don’t fool yourself.
How many [...]

Apr

9

3 Year Education Jump Over The Years??

April 9, 2008 | Leave a Comment

The good news is that College Education has steadily increased over the years.  So have high school education.  What is surprising to me is that the ammount of people who complete 3 or less years of college has increased more dramatically than any other category.
As with any statistic, this is just a data source.  You [...]

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