Consultant, Contractor… is there a difference?  Sometimes there isn’t, sometimes the same person can be both, even on the same engagement.  However, I  define the difference this way:

Consultant: An expert in a topic.  Some sought after for his/her knowledge.  A trusted adviser.  Someone you can trust to get things done on time and under budget.  [...]

This is no laughing matter.  Bloomberg reports that “One in 10 American homeowners fell behind on mortgage payments or were in foreclosure during the third quarter…” .  My prosper account is not doing great either.
I have so far removed $3,000 from the original $20,000 investment, which makes current principal investment in Prosper $17,000.  (These come [...]

A Consultant’s Pipeline

October 21, 2008 | Comments Off

Often people ask me how I handle my pipeline, a term commonly used on technology sales; meaning, how do I handle my expected business. A perfectly managed pipeline would provide even and always increasing business over time, regardless of economic conditions. A challenge to even the most seasoned CEO. Even large [...]

6 Month Review of Two Portfolios

October 21, 2008 | Comments Off

Just as the financial crisis started to unravel, I designed (and invested) on two portfolios.  The Technocrat Portfolio, related to my career, and believing that it would do better than the market due to the need for technology that increases productivity.  The other one was what I thought more reliant to recessions, and what would [...]

Prosper: In A Quiet Period

October 17, 2008 | Comments Off

Maybe this is a good time to check the performance of my Prosper.com account. They are in a quiet period in which no new loans can be originated. They are going to offer new secondary market features in the near future. It will be interesting to know how that will work out.
The Prosper.com experiment has [...]

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