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	<title>Money And Investing &#187; Saving</title>
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	<description>Making you richer every day.</description>
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		<title>Angel Food Ministries</title>
		<link>http://www.moneyandinvesting.net/2008/09/27/222/</link>
		<comments>http://www.moneyandinvesting.net/2008/09/27/222/#comments</comments>
		<pubDate>Sat, 27 Sep 2008 17:01:56 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Social Help]]></category>
		<category><![CDATA[Welfare]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=222</guid>
		<description><![CDATA[Different people try to address the middle class crunch.  Some try to convert middle class into poor people by giving them government help.  Others, just try to help them get more value for their dollars: like the Angel Food Ministries.  A friend of ours referred us to them, and now I reffer them to you.
The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>IRS Miles Finally Starting to Catch Up &#8211; 58.5 cents</title>
		<link>http://www.moneyandinvesting.net/2008/06/24/irs-miles-finally-starting-to-catch-up-585-cents/</link>
		<comments>http://www.moneyandinvesting.net/2008/06/24/irs-miles-finally-starting-to-catch-up-585-cents/#comments</comments>
		<pubDate>Tue, 24 Jun 2008 10:02:22 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/2008/06/24/irs-miles-finally-starting-to-catch-up-585-cents/</guid>
		<description><![CDATA[It seems that the IRS finally recognized that gas is having a major impact on business finances.  The mileage deduction was increased to 58.5 cents per mile. 
This is also a ver interesting reminder of what costs to drive.  The mileage deduction is not a gift from Uncle Sam, it is a reality check.  Between vehicle [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Box Fans : Windows: My Old Fashioned Green Solution</title>
		<link>http://www.moneyandinvesting.net/2008/06/22/box-fans-windows-my-old-fashioned-green-solution/</link>
		<comments>http://www.moneyandinvesting.net/2008/06/22/box-fans-windows-my-old-fashioned-green-solution/#comments</comments>
		<pubDate>Sun, 22 Jun 2008 14:01:30 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/2008/06/22/box-fans-windows-my-old-fashioned-green-solution/</guid>
		<description><![CDATA[I have been working on Green Building and Green Data Center projects lately.  It is an extremely interesting field that I am sure will grow a lot more as energy keeps getting more expensive and scarcer.  One of the things that I have learned is that buildings, during the summer, are often warmer inside than [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2008/06/22/box-fans-windows-my-old-fashioned-green-solution/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>NEED is a Four Letter Word</title>
		<link>http://www.moneyandinvesting.net/2008/04/17/need-is-a-four-letter-word/</link>
		<comments>http://www.moneyandinvesting.net/2008/04/17/need-is-a-four-letter-word/#comments</comments>
		<pubDate>Fri, 18 Apr 2008 01:17:23 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Philosophy]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=176</guid>
		<description><![CDATA[Humans need air, potable tap water, food, and warm shelter. Humans want a TV, designer jeans, a 4,000 sqft. house, an iPod, and a Nissan Pathfinder.
There is nothing wrong in wanting something. It is natural to work hard to acquire or do the things you want. Buy what you want, just don’t fool yourself.
How many [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reusable Shopping / Grocery Bags</title>
		<link>http://www.moneyandinvesting.net/2008/01/24/reusable-shopping-grocery-bags/</link>
		<comments>http://www.moneyandinvesting.net/2008/01/24/reusable-shopping-grocery-bags/#comments</comments>
		<pubDate>Thu, 24 Jan 2008 18:57:47 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=110</guid>
		<description><![CDATA[People are switching from the flimsy plastic bag to reusable bags. A very good idea, in my opinion. They do help save the environment a little (I am not convinced they do it as much as other measures you can take). They can also save you some cash. My local supermarkets give me a credit [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Paying Mortgage Early?</title>
		<link>http://www.moneyandinvesting.net/2008/01/23/paying-mortgage-early/</link>
		<comments>http://www.moneyandinvesting.net/2008/01/23/paying-mortgage-early/#comments</comments>
		<pubDate>Wed, 23 Jan 2008 14:00:48 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=105</guid>
		<description><![CDATA[The traditional wisdom in the USA is that paying a mortgage early doesn&#8217;t make too much sense when you compare it to putting money into savings or investments. The Sub Prime crisis make me think again about this situation.
The first thing I have in mind is what interest rate you got from your bank. We [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>From “Jet Set” to “Bum Set”</title>
		<link>http://www.moneyandinvesting.net/2007/09/20/from-%e2%80%9cjet-set%e2%80%9d-to-%e2%80%9cbum-set%e2%80%9d/</link>
		<comments>http://www.moneyandinvesting.net/2007/09/20/from-%e2%80%9cjet-set%e2%80%9d-to-%e2%80%9cbum-set%e2%80%9d/#comments</comments>
		<pubDate>Thu, 20 Sep 2007 16:47:11 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=87</guid>
		<description><![CDATA[ For many years I traveled the world for business extensively.  Those years are not over, but I should say they have been on a holiday for the past month or so.  I have been quietly (but diligently) working on starting a business and on earning money on my day trades.  There [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tell Them What You Want</title>
		<link>http://www.moneyandinvesting.net/2007/09/17/tell-them-what-you-want/</link>
		<comments>http://www.moneyandinvesting.net/2007/09/17/tell-them-what-you-want/#comments</comments>
		<pubDate>Mon, 17 Sep 2007 22:01:48 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=85</guid>
		<description><![CDATA[ I have this bank account that has been charging me $20 a month as a service fee (Citizens Bank).  You see, Business Accounts are usually more expensive than personal accounts, especially at the big banks that offer all of the nice features (like international wire transfers, which I need for my business).
This morning [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2007/09/17/tell-them-what-you-want/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rolling Over My 401k</title>
		<link>http://www.moneyandinvesting.net/2007/04/01/rolling-over-my-401k/</link>
		<comments>http://www.moneyandinvesting.net/2007/04/01/rolling-over-my-401k/#comments</comments>
		<pubDate>Sun, 01 Apr 2007 13:23:56 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=40</guid>
		<description><![CDATA[First thing I did this morning after I woke up was rolling over my previous employer 401k into a Rollover IRA.  Fidelity allows it to be done on line in extremely simple steps.  I hadn&#8217;t been able to do it before since I hadn&#8217;t been able to call Fidelity to re-establish my on [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2007/04/01/rolling-over-my-401k/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD Ladders</title>
		<link>http://www.moneyandinvesting.net/2007/01/27/cd-ladders/</link>
		<comments>http://www.moneyandinvesting.net/2007/01/27/cd-ladders/#comments</comments>
		<pubDate>Sun, 28 Jan 2007 00:00:14 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[cd laddering]]></category>
		<category><![CDATA[certificates of deposit]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[living expenses]]></category>
		<category><![CDATA[savings accounts]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=17</guid>
		<description><![CDATA[A Certificate of Deposit (CD) Ladder is simply a series of CDs that mature at regular intervals.  Certificates of Deposit usually offer better rates than Savings Accounts, but in exchange you promise not to withdraw your money from the account for some period of time.  Early withdrawal would incur in a penalty, which [...]]]></description>
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		<slash:comments>2</slash:comments>
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