Apr
17
NEED is a Four Letter Word
April 17, 2008 | Comments Off
Humans need air, potable tap water, food, and warm shelter. Humans want a TV, designer jeans, a 4,000 sqft. house, an iPod, and a Nissan Pathfinder.
There is nothing wrong in wanting something. It is natural to work hard to acquire or do the things you want. Buy what you want, just don’t fool yourself.
How many [...]
Jan
24
Reusable Shopping / Grocery Bags
January 24, 2008 | 1 Comment
People are switching from the flimsy plastic bag to reusable bags. A very good idea, in my opinion. They do help save the environment a little (I am not convinced they do it as much as other measures you can take). They can also save you some cash. My local supermarkets give me a credit [...]
Jan
23
Paying Mortgage Early?
January 23, 2008 | 2 Comments
The traditional wisdom in the USA is that paying a mortgage early doesn’t make too much sense when you compare it to putting money into savings or investments. The Sub Prime crisis make me think again about this situation.
The first thing I have in mind is what interest rate you got from your bank. We [...]
Sep
20
From “Jet Set” to “Bum Set”
September 20, 2007 | Comments Off
For many years I traveled the world for business extensively. Those years are not over, but I should say they have been on a holiday for the past month or so. I have been quietly (but diligently) working on starting a business and on earning money on my day trades. There has [...]
Sep
17
Tell Them What You Want
September 17, 2007 | Comments Off
I have this bank account that has been charging me $20 a month as a service fee (Citizens Bank). You see, Business Accounts are usually more expensive than personal accounts, especially at the big banks that offer all of the nice features (like international wire transfers, which I need for my business).
This morning I [...]
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