Sep
17
Tell Them What You Want
September 17, 2007 | Comments Off
I have this bank account that has been charging me $20 a month as a service fee (Citizens Bank). You see, Business Accounts are usually more expensive than personal accounts, especially at the big banks that offer all of the nice features (like international wire transfers, which I need for my business).
This morning I [...]
Apr
1
Rolling Over My 401k
April 1, 2007 | Comments Off
First thing I did this morning after I woke up was rolling over my previous employer 401k into a Rollover IRA. Fidelity allows it to be done on line in extremely simple steps. I hadn’t been able to do it before since I hadn’t been able to call Fidelity to re-establish my on [...]
Jan
27
CD Ladders
January 27, 2007 | 2 Comments
A Certificate of Deposit (CD) Ladder is simply a series of CDs that mature at regular intervals. Certificates of Deposit usually offer better rates than Savings Accounts, but in exchange you promise not to withdraw your money from the account for some period of time. Early withdrawal would incur in a penalty, which [...]
Jan
27
A Basic Savings and Investment Strategy: 10/10/10
January 27, 2007 | Comments Off
Most people want to save money and invest it so that they can secure their life and make sure it becomes even more enjoyable over time. The main issue most people have is a lack of strategy. A savings-wish with no strategy doesn’t become a solid, attainable goal. In this article you will [...]
May
26
Lame Excuses for Not Contributing to Retirement Plans ( 401k, IRA )
May 26, 2005 | Comments Off
And their rebuttal …
People know they need to save for retirement. People know the Social Security system just provides for the basics (the green flyer they send every year says so). Yet, most people either don’t save for retirement at all, or if they do, they start very late in life.
The US Government has developed [...]
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