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	<title>Money And Investing &#187; Retirement</title>
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	<link>http://www.moneyandinvesting.net</link>
	<description>Making you richer every day.</description>
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		<title>Money Moving In The Opposite Direction</title>
		<link>http://www.moneyandinvesting.net/2007/08/28/money-moving-in-the-opposite-direction/</link>
		<comments>http://www.moneyandinvesting.net/2007/08/28/money-moving-in-the-opposite-direction/#comments</comments>
		<pubDate>Tue, 28 Aug 2007 12:34:12 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Goals]]></category>
		<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=72</guid>
		<description><![CDATA[For a long while I had a rule: money that goes into investment account stays there. Dividends: reinvested, capital gains: reinvested, spare money in checking: invested. All of the money flowed into the Ameritrade stock brokerage account.
In my new stage in life I have to make changes on that rule. Now I am living out [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2007/08/28/money-moving-in-the-opposite-direction/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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		<title>90% Salary Into 401k</title>
		<link>http://www.moneyandinvesting.net/2007/07/28/90-salary-into-401k/</link>
		<comments>http://www.moneyandinvesting.net/2007/07/28/90-salary-into-401k/#comments</comments>
		<pubDate>Sat, 28 Jul 2007 11:40:51 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=67</guid>
		<description><![CDATA[No, I am not advocating everyone to do this.  I think a disciplined approach to saving and investing is best under normal circumstances (10 to 25% of your weekly/bi-weekly/monthly salary into 401k, depending on level of income).  I have a special circumstance, however:  I am moving from regular employment to becoming a [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>SEP-IRA vs SEP-401k:  Which Retirement Plan To Choose</title>
		<link>http://www.moneyandinvesting.net/2007/07/03/sep-ira-vs-sep-401k-which-retirement-plan-to-choose/</link>
		<comments>http://www.moneyandinvesting.net/2007/07/03/sep-ira-vs-sep-401k-which-retirement-plan-to-choose/#comments</comments>
		<pubDate>Tue, 03 Jul 2007 15:35:07 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=64</guid>
		<description><![CDATA[Definitions first:

A SEP-IRA allows up to 25% of compensation (up to $45,000 for 2007) to be stashed away in a tax-deferred account (to be used at retirement age, just like any other Traditional IRA).
A SEP-401k allows up to $15,500 in salary deferrals, like any other 401k plan (employee contributions) and up to 25% of compensation [...]]]></description>
		<wfw:commentRss>http://www.moneyandinvesting.net/2007/07/03/sep-ira-vs-sep-401k-which-retirement-plan-to-choose/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fidelity Gone, Vanguard In</title>
		<link>http://www.moneyandinvesting.net/2007/05/18/fidelity-gone-vanguard-in/</link>
		<comments>http://www.moneyandinvesting.net/2007/05/18/fidelity-gone-vanguard-in/#comments</comments>
		<pubDate>Fri, 18 May 2007 14:03:39 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Independent Consulting]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=59</guid>
		<description><![CDATA[I did manage to create a SEP-IRA with Fidelity (Self Employed Pension – Individual Retirement Account).  The challenge was to fund it.  Apparently, Fidelity has some back-office issues that prevent easy set-up of electronic fund transfers online to some “specialty” accounts, including the SEP-IRA.  Even over the phone it was a struggle.To [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Rolling Over My 401k</title>
		<link>http://www.moneyandinvesting.net/2007/04/01/rolling-over-my-401k/</link>
		<comments>http://www.moneyandinvesting.net/2007/04/01/rolling-over-my-401k/#comments</comments>
		<pubDate>Sun, 01 Apr 2007 13:23:56 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=40</guid>
		<description><![CDATA[First thing I did this morning after I woke up was rolling over my previous employer 401k into a Rollover IRA.  Fidelity allows it to be done on line in extremely simple steps.  I hadn&#8217;t been able to do it before since I hadn&#8217;t been able to call Fidelity to re-establish my on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>401k: If I Where Employed by EMC</title>
		<link>http://www.moneyandinvesting.net/2005/07/25/401k-if-i-where-employed-by-emc/</link>
		<comments>http://www.moneyandinvesting.net/2005/07/25/401k-if-i-where-employed-by-emc/#comments</comments>
		<pubDate>Mon, 25 Jul 2005 17:47:39 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Stock Research]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=140</guid>
		<description><![CDATA[(Originally posted on the Anes Blog)
If I became an EMC employee, first of all, I would be happy.  I trust the company to do well.  It has a solid and expanding product suite that compensates for a decline on basic storage.  The need for massively large and complex, highly available, and highly reliable storage systems [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lame Excuses for Not Contributing to Retirement Plans ( 401k, IRA )</title>
		<link>http://www.moneyandinvesting.net/2005/05/26/lame-excuses-for-not-contributing-to-retirement-plans-401k-ira/</link>
		<comments>http://www.moneyandinvesting.net/2005/05/26/lame-excuses-for-not-contributing-to-retirement-plans-401k-ira/#comments</comments>
		<pubDate>Thu, 26 May 2005 13:53:42 +0000</pubDate>
		<dc:creator>Money Investor</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Excuses]]></category>

		<guid isPermaLink="false">http://www.moneyandinvesting.net/?p=343</guid>
		<description><![CDATA[And their rebuttal &#8230;
People know they need to save for retirement.  People know the Social Security system just provides for the basics (the green flyer they send every year says so).  Yet, most people either don&#8217;t save for retirement at all, or if they do, they start very late in life.
 The US Government has developed [...]]]></description>
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		<slash:comments>0</slash:comments>
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