Shareholder Meetings: Proxy Vote

April 22, 2009 | Comments Off

As if it I needed to say it, yes, we should all vote on Shareholder Meetings of those companies that we own.  Just as important, or even more important than voting for our country’s President. There we decide our future – or at least our retirement stability future — as well as the [...]

For years I doubted a product sold at Airport kiosks was worth my money.  I have been proved wrong twice.  Once with Rosetta Stone, and twice with NeatReceipts.  It is just that I didn’t acquired either at the airport (the former can be bought used and the later can be bought ‘refurbished‘ for $99 vs [...]

Ponzi Schemes by our Government (SS)

April 13, 2009 | Comments Off

Late in 2008, some people discussed the differences and similitudes between the Ponzi Schemes and the Social Security Administration.  You can read one of the most respectables ones on Business Week.  According to the weekly: “Ultimately our ability to make good on the “Ponzi-like” nature of Social Security depends on the continued march of technological [...]

Any pre-Reagan tax books?

March 30, 2009 | Comments Off

Tax season is over (for us) and we feel the pain once again. The pain is aggravated when we think of the incredible jump in the top tax bracket that Democrats will allow by allowing Bush tax reform to expire.  Top tax bracket will jump from 35% to 39.5%.  Some other proposals on the table [...]

In the past, my Representative (Jim McGovern) has responded to every single petition I have made to him — negatively.  Since my success in convincing him to represent me has been so far unsuccessful, I have decided to write to him on measures that although equally unpopular, would make people think about our national’s financial [...]

The New Divisive Line $250,000

November 5, 2008 | Comments Off

The recent election says something to me:  if you earn more than $250,000 you are “rich” and you must pay for it.  Some “rich” people would do it happily.  Some would not do it happily but will have no choice in the matter.  The question is why and how did this happened?
First of all, I [...]

I Am Starting to Dislike Tankless Water Heaters

September 4, 2008 | Comments Off

My in laws swear by them (they live in a country where electricity costs are severe compared to the US).  I have thought about them, especially when I have to maintain three separate homes and the hot water heaters tend to break every 10 years or so.  But after reading the last Consumer Reports article [...]

Airline Miles Depreciation – Fuel Surcharge

August 4, 2008 | Comments Off

At the end of June, Delta Airlines informed me that:
Escalating fuel prices continue to impact our world economy, everyday life and the airline industry. Due to continued, unprecedented fuel costs, we will add the following fuel surcharge to Award Tickets originating from the U.S. and Canada, effective August 15, 2008:

$25 for Award Travel between the [...]

It seems that the IRS finally recognized that gas is having a major impact on business finances.  The mileage deduction was increased to 58.5 cents per mile. 
This is also a ver interesting reminder of what costs to drive.  The mileage deduction is not a gift from Uncle Sam, it is a reality check.  Between vehicle [...]

Back when I was a kid, I read in a school textbook that we only had about 20 years more of oil. They where wrong. But at the same time, they pointed out one fact: Oil was getting scarcer, and scarce things tend to cost more — especially if people start using more of them.
We [...]

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